Is short term insurance for me?Short term insurance may be for you if you're:. Unable to apply for Affordable Care Act (ACA), also called Obamacare, coverage because you missed Open Enrollment and you don't qualify for Special Enrollment. Waiting for your ACA coverage to start. Looking for coverage to bridge you to MedicareTurning 26 and coming off your parent's insurance. Between jobs or waiting for benefits to begin at your new job. Healthy and under 65
Why short term might be the best health insurance for you?Short term medical insurance may be your best coverage option for a number of reasons.It can be budget-friendly coverage while you are between long-term solutions.It’s available when you need it. You can apply for it year round, not just during some special enrollment period.You can get it fast. If you qualify, coverage could be in effect as soon as the next day after you apply in many cases.You can adapt it to your situation. If you find long-term coverage, you can drop your temporary health insurance coverage without penalty.You can customize it to your needs. Choose from a range of deductibles. Choose whether or not to include coverage for prescriptions. Add coverage for accidents.